Is It Easy to Get a Blue Nile Credit Card
| Community Rating | Rating not yet determined |
| Purchase APR (Variable APR) | 28.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Blue Nile Credit Card Review
This is a store credit card issued by Comenity Bank. If you're wondering whether Blue Nile Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Blue Nile Credit Card
| The Good | The Bad |
|---|---|
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Blue Nile Credit Card FAQ
Does Blue Nile Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Blue Nile Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Blue Nile Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.
Blue Nile Credit Card has a variable purchase APR of 28.99%.
Does Blue Nile Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.
Does Blue Nile Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.
What are the fees for Blue Nile Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for Blue Nile Credit Card?
The support contact email for Blue Nile Credit Card is webmaster@comenity.net.
What is the Blue Nile Credit Card login page?
You can access the Blue Nile Credit Card login page here.
How do people rate the customer service and user experience of Blue Nile Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Blue Nile Credit Card report your account activity to credit bureaus?
Yes, Blue Nile Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Blue Nile Credit Card
- Visit the Blue Nile Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Source: https://www.supermoney.com/reviews/personal-credit-cards/blue-nile-credit-card
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